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Foremost News and Media
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(Grand Rapids, MI) – Foremost Insurance Group is expanding its Dwelling Fire program in Minnesota effective March 1, 2010. Foremost® is targeting standard and preferred landlord and rental property customers with new, larger discounts and an overall rate decrease of 4.3% for Dwelling Fire business.

“We've improved our competitive position in the market, so we're not just limited to non-standard business anymore,” says Karen Marszalec, Foremost zone executive director. “We've also provided numerous discounts in the new program to help agents sell and retain business.”

Some of the changes to the Dwelling Fire program include:   

  • Credit is being used as a rating parameter for landlord business (new business only) with a discount of up to 25% for Superior Financial Responsibility.
  • Homes up to 15 years old may qualify for an Age-of-Home discount up to 25%.
  • Owners with another personal lines or qualifying life policy with Foremost, Farmers®, Bristol West® or 21st Century may qualify for a discount.
  • Owners using a Property Management Company may receive a discount.
  • Landlord Association members may receive a discount.

Foremost is also broadening its underwriting and now accepts vacation rental properties.