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Grand Rapids, MI – Foremost Insurance Group is expanding its Dwelling Fire program in North Dakota effective May 1, 2010. Foremost® is targeting standard and preferred landlord and rental property customers with new, larger discounts.

“Our pricing, product and claims processes are all focused on providing a competitive and valuable product for policyholders and agents,” says Karen Marszalec, Foremost zone executive director. “We have the broadest appetite in the marketplace and specialize in this business.”

Some of the changes to the Dwelling Fire program include:   

  • The use of Financial Responsibility Scores as a rating parameter for landlord business (new business only) with a discount of up to 20%.
  • Owners with another personal lines or qualifying life policy with Foremost, Farmers®, Bristol West® or 21st Century may qualify for a discount.
  • Owners with more than one rental or vacant property insured with Foremost may qualify for a discount of up to 10%.
  • Owners using a Property Management Company may receive a discount.
  • Landlord Association members may receive a discount.

Foremost is also broadening its underwriting and accepts the following:

  • Homes with open foundations
  • Customers with up to five losses
  • Multiple dwellings on premises
  • Vacation rental properties

Foremost-appointed agents can book expanded Dwelling Fire business on www.ForemostSTAR.com. To become appointed with Foremost, agents can call 1-800-237-6136 or visit www.ForemostAgent.com. To share your feedback, visit our Facebook page at www.Facebook.com/foremostinsurance or our Twitter page at www.Twitter.com/foremost.