Features and Discounts
Discounts vary by state and program. Chances are one or more will apply to your policy. Your Independent Agent will be able to tell you the specific discounts that are available in your area and apply to your home. Examples of our many discounts include:

• Masonry construction
• Newer homes
• Customer over age 50
• Central fire and burglar alarms.
• Auto/Home multi-policy discount
• Claims-free experience
• Multi-policy

The Ability to Tailor
Foremost offers many opportunities to let you customize your policy. Optional coverages, like Replacement Cost coverage on personal property or higher liability limits, help you tailor a policy to your home.
  
A Choice of Deductibles and Payment Plans
Higher deductibles can help lower the cost of your premium and flexible payment plans can help you keep your monthly budgeting on track.

Save time and postage costs by paying your bill online. We offer online bill viewing and automatic billing. You can make one-time payments online with a credit card, or sign up for automatic electronic funds transfer (EFT) to have your payments deducted from a designated bank account.

Foremost DISTINCTCHOICE^® Home insurance is currently only available in Kentucky and Pennsylvania.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.

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