Umbrella Insurance Information
Insurance terms glossary

Get a specialty insurance estimate for homeowners

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Foremost Insurance for Specialty Homeowners
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Foremost DISTINCTCHOICE® Umbrella insurance is only available in Kentucky and Pennsylvania at this time.

What to Look For in an Umbrella Insurance Policy
Based on your particular situation, you may want to consider the following when looking for an Umbrella policy:

  • Security and peace of mind. How long has the insurance company been in business? Do they have strong financial base? A company with a long, solid history will provide you with both expertise and stability.
  • Coverage Essentials. The company you're considering should offer the high limits and broad coverage that you might want above and beyond your underlying coverage.
  • Choice of Payment Plans and Deductibles. Flexibility means choices. A choice in payment plans is important because everyone budgets their money differently. Whatever your preference, having the option to choose is what counts.

Foremost has been in business since 1952 and has a long, solid history of providing both expertise and superior value to our customers. A Foremost Umbrella policy provides the additional coverage you want beyond the limits of your underlying policies.

A Foremost policy offers flexibility, like being able to select from different deductible levels and payment plans. This allows you to choose how you want to pay and helps make your premium payments affordable.

Doing Business With Your Insurance Company
When you have a loss, it's an inconvenience, and you want it to be taken care of quickly and efficiently by adjusters who are courteous, helpful and knowledgeable. Every Foremost umbrella policy is backed by our claims service experts who will respond quickly and fairly in the event of a loss.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.